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C+ The full Closelook — membership. Open the C+ overview

Grupo Cibest S.A. (CIB) — Quality & forensics

As of 2026-09-18 — refreshed nightly. Closelook readings from an investment research diary, not ratings or advice.

The Closelook module scores

74 /100 composite · 7 modules · general weight set

Scores are computed nightly across the coverage universe and read relative to it — the methodology lives in the company-scoring explainer.

Financial forensics — the academic screens

0.29 Altman Z-Score

Sits in the distress zone (below 1.81). The Z-Score estimates financial-distress risk from five balance-sheet and earnings ratios.

8/9 Piotroski F-Score

Nine binary fundamental-strength checks across profitability, leverage and operating efficiency.

-3.11 Beneish M-Score

Screens reported earnings for statistical manipulation patterns — below the −1.78 manipulation-risk threshold. A screen, not an accusation.

Continue: the CIB chart & overview · the earnings record

FAQ · from the current data · as of 2026-09-18

Quick answers

What is Grupo Cibest S.A.'s Closelook quality reading?

The composite reads 74/100 across 7 modules, as of 2026-09-18: valuation 94, quality 73, growth 65, balance sheet 50, cash quality 69, capital allocation 91, momentum 86. Closelook scores are research diary readings, not ratings or investment advice.

What is Grupo Cibest S.A.'s Altman Z-Score?

0.29, which sits in the distress zone (below 1.81) as of 2026-09-18. The Altman Z-Score estimates financial distress risk from five balance-sheet and earnings ratios.

What is Grupo Cibest S.A.'s Piotroski F-Score?

8 of 9, as of 2026-09-18. The F-Score counts nine binary fundamental-strength signals across profitability, leverage and operating efficiency.

What does Grupo Cibest S.A.'s Beneish M-Score indicate?

-3.11 — below the −1.78 manipulation-risk threshold, as of 2026-09-18. The M-Score screens reported earnings for statistical manipulation patterns; it is a screen, not an accusation.

Related in the Closelook universe

then Banks - Regional. Scored names rank on their Closelook score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.