Bankinter (BKT.MC) — chart, structure and Closelook read

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Company snapshot — Bankinter

BKT.MC in five paragraphs: what it makes and sells, where it sits in the Closelook stack, who it is priced against, why we track it, what we watch. Research diary, not advice.

What it does
Bankinter is a Spanish bank offering retail, corporate and SME banking across Spain, Portugal, Luxembourg and Ireland. It runs separate commercial and corporate banking arms alongside country units in Portugal and Ireland, and a consumer-finance business. Products span current and savings accounts, cards, mortgages, factoring and leasing, plus investment funds, wealth management and insurance covering home, life, health and business lines. It is based in Madrid and listed on the Madrid exchange.
Where it sits in the stack
Bankinter carries no seat in our Rubin or Halo indices, so it sits outside the AI build-out stack the diary tracks there. It belongs to the Financial Services sector within the broader Closelook universe, grouped by country as a Spanish bank rather than by any build-out layer.
Who it is priced against
Closelook's peer group places it with other scored Financial Services names based in Spain: Banco Bilbao Vizcaya Argentaria, Banco Santander and Banco de Sabadell as banks, plus Mapfre as an insurer. CaixaBank is the further Spanish lender the market often names alongside it.
Why Closelook tracks it
Bankinter carries a Closelook score built from several modules; momentum reads as its strongest module and valuation as its weakest. It holds no seat in Rubin or Halo, and the diary has not logged a direct quote on it.
What the diary watches
Whether the gap between strong momentum and weak valuation narrows, and whether any shift in mortgage or SME lending quality across its Spanish, Portuguese and Irish books shows up in the score.

Bankinter (BKT.MC) trades on the MC exchange in Spain, classified under Financial Services.

The Closelook company score reads 46/100 composite (momentum 78, quality 62, valuation 46) across 7 modules — the full breakdown, chart structure and analog history load live above.

Written from the company’s public profile and Closelook’s own readings, 2026-09-17. Descriptive, refreshed with the registry; corrections welcome via the imprint. closelook.net is an investment research diary — market structure, index membership and scores are our own readings, not investment advice. Related: index compare · sector dispersion · scanner.

Signals for this name

Every Closelook reading that exists for BKT.MC, from the same nightly bakes the boards use. Research diary readings, not advice.

Who it is priced against Banks - Regional · 8 names with week and year-to-date

Peer group

Banks - Regional

Names in the same industry from the Closelook universe; scored names rank on their Closelook score, the rest on trend state.

Compared against BKT.MC on the nightly bakes; the Peers tab ranks the cohort on the Closelook scores where it exists.

Dividends and capital return trailing yield 3.74%, semi-annual · buybacks 46 m EUR in FY2025

Dividends and capital return

What BKT.MC pays out and buys back — distributions read from the price series, money terms from the filings.

  • Trailing 12 months 0.62 EUR per share · a 3.74% yield on the 2026-09-18 close 3 distributions, paid twice a year 2026-09-18
  • Change on the year +125.1% against the prior twelve months prior twelve months 0.27 EUR per share
  • Last distribution 0.16 EUR per share as the price series records it, within days of the ex-date 2026-06-22
  • By calendar year 2025: 0.57 EUR (partial) · 2026: 0.32 EUR to date first distribution recorded in the three-year window: 2025-04-01
  • Dividends paid, FY2025 517 m EUR 50% of earnings
  • Buybacks, FY2025 46 m EUR 0.3% of today's market value
  • Share count +0.0% in FY2025
  • Capital returned 563 m EUR in a year of negative free cash flow dividends and buybacks together

Per-share amounts are derived from the adjusted price series in the listing currency, so dates sit within days of the ex-date; filing figures come from the fundamentals feed for the last reported fiscal year. An investment diary, not a recommendation.

Weather around the name 4 macro readings: Money Temperature, Factor regime, Sector × region …

The weather around this name

Macro readings that apply by membership — the regime, the factor tape, the sector cell, the funding backdrop.

  • Money Temperature Composite 50/100 · S&P 500 fund at 49, above its 50- and 200-day averagesEight instruments scored on position, momentum, volume, volatility and fragility — the regime every name trades inside. Temperature lab → 2026-09-18
  • Factor regime Momentum leading — risk appetite buildingMomentum against low volatility (SPMO / SPLV): above its 50-day trend, 97th percentile of the window, +4.9% over 20 sessions. Factor regime → 2026-09-18
  • Sector × region Financials in Europe: −2.4% week · −1.4% month · +3.6% quarter · +14.8% year (approximated)The Sector Engine cell this name lives in, from EXV1.XETRA+EXV6.XETRA+EXH8.XETRA; the 11 × 4 matrix shows where its sector is being bought and where it is being sold. Sector Engine → 2026-09-20
  • Sovereign pressure Index 0.07 · down 0.41 over 21 sessionsG7 long-end yields, 10s30s and the slope — the funding weather for every balance sheet on this site. Sovereign pressure → 2026-09-18

FAQ · from the current data · as of 2026-09-19

Quick answers

What is Bankinter (BKT.MC)?

Bankinter trades as BKT.MC on the MC exchange (Spain) and is classified under Financial Services in the Closelook research universe, as of the registry build of 2026-09-19.

Is BKT.MC in a Closelook index?

Not currently — Bankinter is tracked in the Closelook research universe but is not a constituent of a Closelook functional index as of 2026-09-19.

What is Bankinter's Closelook composite score?

46 out of 100, with momentum 78, quality 62 and valuation 46 sub-scores, as of 2026-09-19. Scores are Closelook's own research readings, not ratings or investment advice.

Where does BKT.MC trade against its moving averages?

Uptrend stack intact: Trades +0.8% vs the 50-day and +13.5% vs the 200-day average, 3.1% below the 52-week high and +40.3% off the 52-week low. Computed from daily closes. As of 2026-09-18 — a technical state from the nightly Closelook bake, not advice. The Technical tab carries the full row.

What does Bankinter do?

Bankinter is a Spanish bank offering retail, corporate and SME banking across Spain, Portugal, Luxembourg and Ireland. It runs separate commercial and corporate banking arms alongside country units in Portugal and Ireland, and a consumer-finance business. Products span current and savings accounts, cards, mortgages, factoring and leasing, plus investment funds, wealth management and insurance covering home, life, health and business lines. Closelook's peer group places it with other scored Financial Services names based in Spain: Banco Bilbao Vizcaya Argentaria, Banco Santander and Banco de Sabadell as banks, plus Mapfre as an insurer. CaixaBank is the further Spanish lender the market often names alongside it.

Where does Bankinter sit in the AI build-out?

Bankinter carries no seat in our Rubin or Halo indices, so it sits outside the AI build-out stack the diary tracks there. It belongs to the Financial Services sector within the broader Closelook universe, grouped by country as a Spanish bank rather than by any build-out layer. Bankinter carries a Closelook score built from several modules; momentum reads as its strongest module and valuation as its weakest. It holds no seat in Rubin or Halo, and the diary has not logged a direct quote on it.

Does Bankinter pay a dividend?

Bankinter has paid 0.62 EUR per share over the last twelve months, paid twice a year, a trailing yield of 3.74% on the 2026-09-18 close; the last distribution recorded in the price series was 0.16 EUR on 2026-06-22. In fiscal 2025 the company paid 517 m EUR in dividends and bought back 46 m EUR of its own shares. The share count rose 0.0% over the fiscal year. The "Dividends and capital return" block on this page carries the lines.

What does this page show?

A live price chart with SMA overlays and drawing tools for BKT.MC, performance metrics, index-membership context and the Closelook structure read — an investment research diary view, not investment advice.

Related in the Closelook universe

then Banks - Regional. Scored names rank on their Closelook score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.