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Bank of Montreal (BMO.TO) — chart, structure and Closelook read

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Company snapshot — Bank of Montreal

BMO.TO in five paragraphs: what it makes and sells, where it sits in the Closelook stack, who it is priced against, why we track it, what we watch. Research diary, not advice.

What it does
Bank of Montreal is a diversified Canadian lender with retail and commercial banking in Canada and the United States, alongside wealth management and capital markets arms. Its retail side covers everyday accounts, cards, mortgages and loans, while wealth management handles investing, insurance and retirement products for individuals and institutions. The capital markets arm underwrites debt and equity, advises on mergers, and runs trading desks across rates, credit, foreign exchange and commodities. It is headquartered in Montreal.
Where it sits in the stack
Bank of Montreal carries no seat in our index; the diary places it in the Financial Services sleeve, within the Canadian banking sector alongside the country's other diversified lenders.
Who it is priced against
Closelook's peer group draws on scored Financial Services names based in Canada, including Royal Bank of Canada, Bank of Nova Scotia, Canadian Imperial Bank of Commerce, Manulife Financial, Sun Life Financial, Power Corporation of Canada and IGM Financial; the market also names Toronto-Dominion Bank as a comparison.
Why Closelook tracks it
It carries a Closelook score built across seven modules; momentum reads as the strongest module and quality as the weakest, though the score moves nightly and is not fixed. It holds no seat in our index and is not yet quoted in the diary's editions.
What the diary watches
Whether the weak quality reading persists as balance-sheet and earnings-quality inputs update, and whether the current momentum strength holds once the shares move further from their recent high.

Bank of Montreal (BMO.TO) trades on the TO exchange in Canada, classified under Financial Services.

The Closelook company score reads 48/100 composite (momentum 75, quality 51, valuation 71) across 7 modules — the full breakdown, chart structure and analog history load live above.

Written from the company’s public profile and Closelook’s own readings, 2026-09-17. Descriptive, refreshed with the registry; corrections welcome via the imprint. closelook.net is an investment research diary — market structure, index membership and scores are our own readings, not investment advice. Related: index compare · sector dispersion · scanner.

Signals for this name

Every Closelook reading that exists for BMO.TO, from the same nightly bakes the boards use. Research diary readings, not advice.

Who it is priced against Banks - Diversified · Canada · 5 names with week and year-to-date

Peer group

Banks - Diversified · Canada

Names in the same industry from the Closelook universe; scored names rank on their Closelook score, the rest on trend state.

Compared against BMO.TO on the nightly bakes; the Peers tab ranks the cohort on the Closelook scores where it exists.

Dividends and capital return trailing yield 2.73%, quarterly · buybacks 3.40 bn CAD in FY2025

Dividends and capital return

What BMO.TO pays out and buys back — distributions read from the price series, money terms from the filings.

  • Trailing 12 months 6.68 CAD per share · a 2.73% yield on the 2026-09-18 close 4 distributions, paid quarterly 2026-09-18
  • Change on the year +38.9% against the prior twelve months prior twelve months 4.81 CAD per share
  • Last distribution 1.71 CAD per share as the price series records it, within days of the ex-date 2026-07-30
  • By calendar year 2025: 6.44 CAD · 2026: 5.05 CAD to date first distribution recorded in the three-year window: 2025-01-30
  • Dividends paid, FY2025 5.03 bn CAD 47% of earnings
  • Buybacks, FY2025 3.40 bn CAD 2.0% of today's market value
  • Share count −0.7% in FY2025
  • Capital returned 8.43 bn CAD · 99% of free cash flow dividends and buybacks together, against the year’s free cash flow

Per-share amounts are derived from the adjusted price series in the listing currency, so dates sit within days of the ex-date; filing figures come from the fundamentals feed for the last reported fiscal year. An investment diary, not a recommendation.

Weather around the name 3 macro readings: Money Temperature, Factor regime, Sovereign pressure

The weather around this name

Macro readings that apply by membership — the regime, the factor tape, the sector cell, the funding backdrop.

  • Money Temperature Composite 50/100 · S&P 500 fund at 49, above its 50- and 200-day averagesEight instruments scored on position, momentum, volume, volatility and fragility — the regime every name trades inside. Temperature lab → 2026-09-18
  • Factor regime Momentum leading — risk appetite buildingMomentum against low volatility (SPMO / SPLV): above its 50-day trend, 97th percentile of the window, +4.9% over 20 sessions. Factor regime → 2026-09-18
  • Sovereign pressure Index 0.07 · down 0.41 over 21 sessionsG7 long-end yields, 10s30s and the slope — the funding weather for every balance sheet on this site. Sovereign pressure → 2026-09-18

FAQ · from the current data · as of 2026-09-19

Quick answers

What is Bank of Montreal (BMO.TO)?

Bank of Montreal trades as BMO.TO on the TO exchange (Canada) and is classified under Financial Services in the Closelook research universe, as of the registry build of 2026-09-19.

Is BMO.TO in a Closelook index?

Not currently — Bank of Montreal is tracked in the Closelook research universe but is not a constituent of a Closelook functional index as of 2026-09-19.

What is Bank of Montreal's Closelook composite score?

48 out of 100, with momentum 75, quality 51 and valuation 71 sub-scores, as of 2026-09-19. Scores are Closelook's own research readings, not ratings or investment advice.

Where does BMO.TO trade against its moving averages?

Pullback inside an uptrend stack: Trades -1.1% vs the 50-day and +15.5% vs the 200-day average, 5.7% below the 52-week high and +48.1% off the 52-week low. Computed from daily closes. As of 2026-09-18 — a technical state from the nightly Closelook bake, not advice. The Technical tab carries the full row.

What does Bank of Montreal do?

Bank of Montreal is a diversified Canadian lender with retail and commercial banking in Canada and the United States, alongside wealth management and capital markets arms. Its retail side covers everyday accounts, cards, mortgages and loans, while wealth management handles investing, insurance and retirement products for individuals and institutions. The capital markets arm underwrites debt and equity, advises on mergers, and runs trading desks across rates, credit, foreign exchange and commodities. Closelook's peer group draws on scored Financial Services names based in Canada, including Royal Bank of Canada, Bank of Nova Scotia, Canadian Imperial Bank of Commerce, Manulife Financial, Sun Life Financial, Power Corporation of Canada and IGM Financial; the market also names Toronto-Dominion Bank as a comparison.

Where does Bank of Montreal sit in the AI build-out?

Bank of Montreal carries no seat in our index; the diary places it in the Financial Services sleeve, within the Canadian banking sector alongside the country's other diversified lenders. It carries a Closelook score built across seven modules; momentum reads as the strongest module and quality as the weakest, though the score moves nightly and is not fixed. It holds no seat in our index and is not yet quoted in the diary's editions.

Does Bank of Montreal pay a dividend?

Bank of Montreal has paid 6.68 CAD per share over the last twelve months, paid quarterly, a trailing yield of 2.73% on the 2026-09-18 close; the last distribution recorded in the price series was 1.71 CAD on 2026-07-30. In fiscal 2025 the company paid 5.03 bn CAD in dividends and bought back 3.40 bn CAD of its own shares, 99% of that year’s free cash flow. The share count fell 0.7% over the fiscal year. The "Dividends and capital return" block on this page carries the lines.

What does this page show?

A live price chart with SMA overlays and drawing tools for BMO.TO, performance metrics, index-membership context and the Closelook structure read — an investment research diary view, not investment advice.

Related in the Closelook universe

then Banks - Diversified, then Financial Services. Scored names rank on their Closelook score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.