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Linea Directa Aseguradora SA Compania de Seguros y Reaseguros (LDA.MC) — chart, structure and Closelook read

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Company snapshot — Linea Directa Aseguradora SA Compania de Seguros y Reaseguros

LDA.MC in five paragraphs: what it makes and sells, where it sits in the Closelook stack, who it is priced against, why we track it, what we watch. Research diary, not advice.

What it does
Línea Directa sells car, home, health and other personal insurance policies directly to customers in Spain and Portugal, mostly through phone and online channels. Its Automobiles segment covers cars, motorcycles, theft and fire, its Home segment covers property damage and liability, and it also offers travel, pet and wellness cover along with vehicle repair services. It began as an insurer linked to Bankinter and is based in Tres Cantos, Spain.
Where it sits in the stack
Línea Directa carries no seat in our index and sits outside the AI build-out stack; it belongs to our financial-services universe as a Spanish property-and-casualty insurer selling direct to consumers.
Who it is priced against
There is no assigned peer group for this name; the comparison the market draws is with Mapfre as a larger Spanish insurer covering similar personal lines.
Why Closelook tracks it
Línea Directa holds no seat in our index and carries no Closelook score, so it has not appeared in the diary's editions or quotes.
What the diary watches
Whether claims costs in motor and home lines shift enough to change margins, since that is the main lever for a direct personal-lines insurer like this one.

Linea Directa Aseguradora SA Compania de Seguros y Reaseguros (LDA.MC) trades on the MC exchange in Spain, classified under Financial Services.

The Closelook company score reads 61/100 composite (momentum 72, quality 76, valuation 78) across 7 modules — the full breakdown, chart structure and analog history load live above.

Written from the company’s public profile and Closelook’s own readings, 2026-09-17. Descriptive, refreshed with the registry; corrections welcome via the imprint. closelook.net is an investment research diary — market structure, index membership and scores are our own readings, not investment advice. Related: index compare · sector dispersion · scanner.

Signals for this name

Every Closelook reading that exists for LDA.MC, from the same nightly bakes the boards use. Research diary readings, not advice.

Who it is priced against Insurance - Property & Casualty · 8 names with week and year-to-date

Peer group

Insurance - Property & Casualty

Names in the same industry from the Closelook universe; scored names rank on their Closelook score, the rest on trend state.

Compared against LDA.MC on the nightly bakes; the Peers tab ranks the cohort on the Closelook scores where it exists.

Dividends and capital return trailing yield 3.35%, semi-annual · buybacks 1 m EUR in FY2025

Dividends and capital return

What LDA.MC pays out and buys back — distributions read from the price series, money terms from the filings.

  • Trailing 12 months 0.0440 EUR per share · a 3.35% yield on the 2026-09-18 close 3 distributions, paid twice a year 2026-09-18
  • Change on the year +59.4% against the prior twelve months prior twelve months 0.0276 EUR per share
  • Last distribution 0.0165 EUR per share as the price series records it, within days of the ex-date 2026-07-03
  • By calendar year 2025: 0.0413 EUR (partial) · 2026: 0.0303 EUR to date first distribution recorded in the three-year window: 2025-04-15
  • Dividends paid, FY2025 45 m EUR 49% of earnings
  • Buybacks, FY2025 1 m EUR 0.1% of today's market value
  • Share count +1.7% in FY2025
  • Capital returned 46 m EUR · 26% of free cash flow dividends and buybacks together, against the year’s free cash flow

Per-share amounts are derived from the adjusted price series in the listing currency, so dates sit within days of the ex-date; filing figures come from the fundamentals feed for the last reported fiscal year. An investment diary, not a recommendation.

Weather around the name 4 macro readings: Money Temperature, Factor regime, Sector × region …

The weather around this name

Macro readings that apply by membership — the regime, the factor tape, the sector cell, the funding backdrop.

  • Money Temperature Composite 50/100 · S&P 500 fund at 49, above its 50- and 200-day averagesEight instruments scored on position, momentum, volume, volatility and fragility — the regime every name trades inside. Temperature lab → 2026-09-18
  • Factor regime Momentum leading — risk appetite buildingMomentum against low volatility (SPMO / SPLV): above its 50-day trend, 97th percentile of the window, +4.9% over 20 sessions. Factor regime → 2026-09-18
  • Sector × region Financials in Europe: −2.4% week · −1.4% month · +3.6% quarter · +14.8% year (approximated)The Sector Engine cell this name lives in, from EXV1.XETRA+EXV6.XETRA+EXH8.XETRA; the 11 × 4 matrix shows where its sector is being bought and where it is being sold. Sector Engine → 2026-09-20
  • Sovereign pressure Index 0.07 · down 0.41 over 21 sessionsG7 long-end yields, 10s30s and the slope — the funding weather for every balance sheet on this site. Sovereign pressure → 2026-09-18

FAQ · from the current data · as of 2026-09-19

Quick answers

What is Linea Directa Aseguradora SA Compania de Seguros y Reaseguros (LDA.MC)?

Linea Directa Aseguradora SA Compania de Seguros y Reaseguros trades as LDA.MC on the MC exchange (Spain) and is classified under Financial Services in the Closelook research universe, as of the registry build of 2026-09-19.

Is LDA.MC in a Closelook index?

Not currently — Linea Directa Aseguradora SA Compania de Seguros y Reaseguros is tracked in the Closelook research universe but is not a constituent of a Closelook functional index as of 2026-09-19.

What is Linea Directa Aseguradora SA Compania de Seguros y Reaseguros's Closelook composite score?

61 out of 100, with momentum 72, quality 76 and valuation 78 sub-scores, as of 2026-09-19. Scores are Closelook's own research readings, not ratings or investment advice.

Where does LDA.MC trade against its moving averages?

Uptrend stack intact: Trades +1.3% vs the 50-day and +10.6% vs the 200-day average, 3.4% below the 52-week high and +26.3% off the 52-week low. Computed from daily closes. As of 2026-09-18 — a technical state from the nightly Closelook bake, not advice. The Technical tab carries the full row.

What does Linea Directa Aseguradora SA Compania de Seguros y Reaseguros do?

Línea Directa sells car, home, health and other personal insurance policies directly to customers in Spain and Portugal, mostly through phone and online channels. Its Automobiles segment covers cars, motorcycles, theft and fire, its Home segment covers property damage and liability, and it also offers travel, pet and wellness cover along with vehicle repair services. It began as an insurer linked to Bankinter and is based in Tres Cantos, Spain. There is no assigned peer group for this name; the comparison the market draws is with Mapfre as a larger Spanish insurer covering similar personal lines.

Where does Linea Directa Aseguradora SA Compania de Seguros y Reaseguros sit in the AI build-out?

Línea Directa carries no seat in our index and sits outside the AI build-out stack; it belongs to our financial-services universe as a Spanish property-and-casualty insurer selling direct to consumers. Línea Directa holds no seat in our index and carries no Closelook score, so it has not appeared in the diary's editions or quotes.

Does Linea Directa Aseguradora SA Compania de Seguros y Reaseguros pay a dividend?

Linea Directa Aseguradora SA Compania de Seguros y Reaseguros has paid 0.0440 EUR per share over the last twelve months, paid twice a year, a trailing yield of 3.35% on the 2026-09-18 close; the last distribution recorded in the price series was 0.0165 EUR on 2026-07-03. In fiscal 2025 the company paid 45 m EUR in dividends and bought back 1 m EUR of its own shares, 26% of that year’s free cash flow. The share count rose 1.7% over the fiscal year. The "Dividends and capital return" block on this page carries the lines.

What does this page show?

A live price chart with SMA overlays and drawing tools for LDA.MC, performance metrics, index-membership context and the Closelook structure read — an investment research diary view, not investment advice.

Related in the Closelook universe

then Insurance - Property & Casualty, then Financial Services. Scored names rank on their Closelook score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.