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nCino Inc (NCNO) — chart, structure and Closelook read

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Company snapshot — nCino Inc

NCNO in five paragraphs: what it makes and sells, where it sits in the Closelook stack, who it is priced against, why we track it, what we watch. Research diary, not advice.

What it does
nCino builds software that banks and credit unions use to open accounts, process loans and monitor credit risk, all on one cloud platform. Its modules cover onboarding, deposit and loan origination, portfolio tracking and system integration, sold mainly to lenders in the United States, Britain and other markets. It is based in Wilmington, North Carolina, and floated on the stock market in 2020.
Where it sits in the stack
nCino sits outside Closelook's index, in the banking-software sleeve of our wider technology universe rather than in a build-out layer. Its business depends on lenders adopting cloud systems rather than on chip volume, so it is a customer of cloud infrastructure, not a constraint on it.
Who it is priced against
Closelook's peer group has no set list for nCino; the name most often placed beside it is Q2 Holdings, another cloud vendor selling account and lending software to US banks.
Why Closelook tracks it
It holds a seat in the Russell 1000 but no seat in our AI-focused index, and it carries no Closelook score yet, so no module can be named as stronger or weaker. The diary has not quoted it in an edition to date.
What the diary watches
Whether banks keep signing multi-year platform deals during tighter technology budgets, which would show through in nCino's renewal and new-customer counts.

nCino Inc (NCNO) trades on US exchanges.

Written from the company’s public profile and Closelook’s own readings, 2026-09-17. Descriptive, refreshed with the registry; corrections welcome via the imprint. closelook.net is an investment research diary — market structure, index membership and scores are our own readings, not investment advice. Related: index compare · sector dispersion · scanner.

Signals for this name

Every Closelook reading that exists for NCNO, from the same nightly bakes the boards use. Research diary readings, not advice.

The Street on this name 4 analyst actions on the wire · latest: price target by Morgan Stanley, 2026-08-26

The Street on this name

Analyst actions and the latest print for NCNO from the Closelook wires — third-party opinions on the record, not our readings.

  • Price target Morgan Stanley — target 25 from 23 Target raised to $25 from $23 (+21.1% to spot) 2026-08-26
  • Price target Truist — target 20 from 19 Target raised to $20 from $19 (-2.7% to spot) 2026-08-26
  • Price target Barclays — target 23 from 22 Target raised to $23 from $22 (+10.5% to spot) 2026-08-26

4 actions on the analyst wire since 2026-08-13: 4 target changes. Analyst wire → · Earnings wire →

Who it is priced against Software - Application · United States · 8 names with week and year-to-date

Peer group

Software - Application · United States

This name carries no Closelook score, so its cohort ranks on trend state — distance to the 50- and 200-day averages — never on a score it does not have.

Compared against NCNO on the nightly bakes; the Peers tab ranks the cohort on the Closelook scores where it exists.

Weather around the name 3 macro readings: Money Temperature, Factor regime, Sovereign pressure

The weather around this name

Macro readings that apply by membership — the regime, the factor tape, the sector cell, the funding backdrop.

  • Money Temperature Composite 50/100 · S&P 500 fund at 49, above its 50- and 200-day averagesEight instruments scored on position, momentum, volume, volatility and fragility — the regime every name trades inside. Temperature lab → 2026-09-18
  • Factor regime Momentum leading — risk appetite buildingMomentum against low volatility (SPMO / SPLV): above its 50-day trend, 97th percentile of the window, +4.9% over 20 sessions. Factor regime → 2026-09-18
  • Sovereign pressure Index 0.07 · down 0.41 over 21 sessionsG7 long-end yields, 10s30s and the slope — the funding weather for every balance sheet on this site. Sovereign pressure → 2026-09-18

FAQ · from the current data · as of 2026-09-19

Quick answers

What is nCino Inc (NCNO)?

nCino Inc trades as NCNO on the US exchange (United States) in the Closelook research universe, as of the registry build of 2026-09-19.

Is NCNO in a Closelook index?

Not currently — nCino Inc is tracked in the Closelook research universe but is not a constituent of a Closelook functional index as of 2026-09-19.

Where does NCNO trade against its moving averages?

Bullish stack, 200-day still turning: Trades +5.5% vs the 50-day and +10.8% vs the 200-day average, 32.6% below the 52-week high and +52.5% off the 52-week low; a golden cross printed 10 sessions ago. Computed from daily closes. As of 2026-09-18 — a technical state from the nightly Closelook bake, not advice. The Technical tab carries the full row.

What does nCino Inc do?

nCino builds software that banks and credit unions use to open accounts, process loans and monitor credit risk, all on one cloud platform. Its modules cover onboarding, deposit and loan origination, portfolio tracking and system integration, sold mainly to lenders in the United States, Britain and other markets. It is based in Wilmington, North Carolina, and floated on the stock market in 2020. Closelook's peer group has no set list for nCino; the name most often placed beside it is Q2 Holdings, another cloud vendor selling account and lending software to US banks.

Where does nCino Inc sit in the AI build-out?

nCino sits outside Closelook's index, in the banking-software sleeve of our wider technology universe rather than in a build-out layer. Its business depends on lenders adopting cloud systems rather than on chip volume, so it is a customer of cloud infrastructure, not a constraint on it. It holds a seat in the Russell 1000 but no seat in our AI-focused index, and it carries no Closelook score yet, so no module can be named as stronger or weaker. The diary has not quoted it in an edition to date.

What has Wall Street done on nCino Inc recently?

The most recent analyst action on nCino Inc on the Closelook wire is a price target by Morgan Stanley on 2026-08-26 (target 25 from 23). 4 actions on the analyst wire since 2026-08-13: 4 target changes. Analyst actions are third-party opinions recorded by the wire, not Closelook readings. The “The Street on this name” block on this page lists the moves; the full feeds are the analyst wire and the earnings wire.

What does this page show?

A live price chart with SMA overlays and drawing tools for NCNO, performance metrics, index-membership context and the Closelook structure read — an investment research diary view, not investment advice.

Related in the Closelook universe

then Software - Application. Scored names rank on their Closelook score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.